Mod The Sims
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Posted 9th Feb 2019 at 7:17 PM - Updated 21st Jan 2020 at 12:39 AM by scarletqueenkat : Description Update - Viewed 79758 times. Direct link to this thread
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This is a featured upload! It showcases the best talent and creativity available on MTS and in the community.
New Patch Compatibility
Patch status for this and all of my mods can be found on my Mod Status page. It receives live updates as I'm checking and it's always complete within a couple of hours of patch releases.
What's New in 2.0?
Teens can now take out a loan (previously only available for Young Adult+).
Once you receive the Loan Payment Overdue buff, a 5% late fee (5% of your payment) will be deducted shortly after. After that, they will be deducted about every 24 hours until your sim makes a payment. If your sim is at work, the late fees will be deducted shortly after they get home. If you don’t have enough Simoleons for the late fee, it will deduct when you do.
Mod Compatibility & Requirements
This mod was made with game version 1.48.94. No additional packs required.
For patch compatibility, please check my Mod Status page.
Your sims (Teen and up) can now apply for loans from SimCity Bank. When your sim needs a loan have them click on the computer and select SimCity Loans. From there you will select which loan amount you want.
Loan Amounts include:
If your sim doesn’t make a payment (or pay in full) within 48 hours, he/she will receive a Loan Payment Due (fine mood) buff. If your sim ignores this buff for 24 hours, this buff will turn into a Loan Payment Overdue! (stressful mood) buff. The only way to remove this is to make a payment (or pay in full).
If your Debtor sim dies, the loan packet will be sent to the household inventory (still not delete-able). After you place it on your lot, another household sim can use the Take Over Loan interaction. This will add the loan packet to that sim’s inventory and he/she will be responsible. Don’t worry, any payments that the deceased sim made won’t be lost!
If your Debtor sim dies and gets added back to the household either as a ghost or resurrected, they won’t have the loan packet anymore (obviously since it went to the household inventory). However, they can’t take out a loan. They’ll have to use the computer and click on SimCity Loans > Request Loan Forgiveness, then after 3 days they can apply for a loan again if needed.
**NOTE - If you use Basemental Drugs and your Sim gets arrested, they will lose their loan packet as well. If this happens, you'll have to use the Request Loan Forgiveness option on the computer.
PLANS FOR FUTURE UPDATES
No known conflicts. It should work well with all mods (including any other loan type mods) because it has its own resources.
The translations below can be found on my site :
For more information about this creator and their policies or details, click here.
Expansion / Stuff Packs Required
Built with Game Version: 1.48.94
You must have the expansion, game version or stuff packs listed above installed to use this custom content. Please see the post text for any exceptions.
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2. Extract the zip, rar, or 7z file.
3. Place in Downloads Folder: Cut and paste the .package file(s) into your Downloads folder:
Need more information?